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Praeventus’ binding authority allows us to underwrite and bind risks, the risk however lies with our carriers. All insurance quotes and policies issued by Praeventus are issued in accordance with our Binder Authority and therefore having a binding effect on our carriers. Therefore, where Praeventus has put down a stamp on a policy, carriers are bound to all terms and conditions of that policy for the duration of the policy. Binders are only established with carriers who meet the strictest requirements in terms of financial security, longevity in the market and product knowledge.


As a Coverholder, Praeventus does not have a financial rating but all binder security is rated by A.M. Best and/or Standard and Poor’s. Latest ratings can be found on the respective company websites.


Praeventus represents the following carriers.

For non-EEA risks

W. R. Berkley Europe AG – UK Branch

MS Amlin Insurance SE

Lloyd's Managing Agents:

  • Munich Re Syndicate Limited, Syndicate 457

  • Ki, Syndicate 1618


For EEA risks

W. R. Berkley Europe AG

MS Amlin Insurance SE

Lloyd’s Insurance Company S.A.*:

  • Munich Re Syndicate Limited, Syndicate 5306

  • Ki, Syndicate 5396


*Coverholder acting on behalf of Lloyd’s Europe (Lloyd’s Insurance Company S.A.), a subsidiary of Lloyd’s and authorised by the National Bank of Belgium.


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